Teen Driving Discounts and Apps
This special program is available for teen drivers and varies between companies.

Multi-Auto Credit
If you insure two or more private passenger automobiles, you may qualify for this credit. 

Multi-Policy Credit
If you have a multiple policies with our agency or our carriers you may be able to save with a multi-policy. The discount varies between carriers.

Vehicle Safety Credits
This program is available for air bags, anti-lock brakes, and theft prevention devices. 

Personal auto optional coverages include:

• Limited Property Damage Liability (Mini-Tort Liability Protection)

• Comprehensive Coverage 

• Limited Collision Protection 

• Regular Collision Protection

• Broadened Collision Protection

• Uninsured Motorist

• Underinsured Motorist

• Emergency Road Service

• Rental Reimbursement Coverage 

• Electronic Equipment Coverage 

• Coverage for tapes, CDs, and other media 

• Custom Furnishings and Equipment 

• Travel Interruption Coverage 

• Farmer Replacement Labor 

• Replacement Cost Coverage 

Discounts for Alumni and Civic Organizations
Do you belong to any Michigan college alumni groups or any civic organizations? We may have additional discounts for you.

Does your health insurance cover auto accidents?
Many employer provided health insurance plans do not cover you if you are hurt in an auto accident. Let us help you find out.